Serving Fredericksburg and the Texas Hill Country

Yes!  We are here to help our community recover from the barage of hailstorms in 2023.  2024 remains a very busy time for roofing companies, but rest assured we will continue to provide you with the same high quality, reliable service as you have come to expect from SK Roofing....  I stake my reputation on it!

Insurance companies allow claims to be filed up to 1 year after the occurrance and allow at least 1 1/2 years to complete the work.  Within thesee parameters we can schedule work at a time convenient to you.

When you contact SK Roofing we will gather the necessary information from you and schedule the initial inspection to confirm damage as soon as possible (typically 1-2 weeks.)   After your insurance company has sent their adjuster you will receive an "Adjuster's Summary". This summary details all work approved by your insurance company and the amount they will pay on this claim.  At that time Steve Kneese will make an appiointment to meet with you to explain your options, talk about what you want and present his bid.   Rest assured, SK Roofing has contractors to complete the various additional items included in your claim, such as gutters, windows, garage doors, skylights, fascia repairs, painting/staining and other miscellneous items.

Yes!  We will be happpy to work with your insurance company. After spending many years working for a major insurance company Steve is very familiar with the claims process, different types of homeowners' policies, and how to maximize your benefits while always staying within the law.

Remember, house bill 2102 (the deductible law) went into effect on 9/1/2019 that requires homeowners to pay their deductible out of pocket before any recoverable depreciation is released. We will be happy to explain the process in easy-to-understand language. 

If your insurance adjuster includes replacing your gutters as part of your claim and you opt not to replace them, they will no longer be covered by your insurance policy, and you may lose the recoverable depreciation heldback on the gutters.  We have a very good working relationship with local gutter companies and work with them to maintain a seamless coordination of your job from start to finish.  If you have questions, please give us a call and we will be happy to explain how this process works.

We stand by our work.  SK Roofing provides a 10 year no leak warranty on most complete roof replacements. We will be happy to provide full disclosure of length of warranty depending on the type of structure and the type of roofing materials.

Legally, NO, they cannot.  Please read the (TDI) Texas Department of Insurance Laws presented in the "My Blog" section.  Please give Steve a call if you have any questions or concerns regarding your deductible.